DORA AI Compliance for Banking: What the Operational Resilience Regime Requires from AI Systems
DORA took effect January 2025 across the EU financial sector and overlaps with the EU AI Act on the high-risk AI systems banks operate. The combined obligation includes operational resilience, third-party risk management, incident reporting, and per-decision audit records for AI-assisted financial decisions. This piece walks through what DORA actually requires of AI systems, how Article 6 and Annex III of the EU AI Act layer on top, and the architecture that satisfies both.