AI Underwriting Under the EU AI Act: Life and Health Pricing Is High-Risk
The EU AI Act names AI used for risk assessment and pricing in life and health insurance as high-risk under Annex III. That brings automatic logging, human oversight, and traceability duties to underwriting models. This article walks the obligations, separates the actuarial fairness work from the record-keeping work, and shows which duties a policy gateway produces evidence for on the AI request path.